UK Tax Planning &
Ways to Pay Less
Practical ways to keep more of what you earn, from quick claims to bigger moves.
Quick Wins
Easy claims you can make right now.
Marriage Allowance
Transfer £1,260 of your Personal Allowance to your spouse and save up to £252/year.
Work From Home Relief
Claim tax relief for household costs if you are required to work from home.
Uniform Tax Refund
Get cash back for washing your own work uniform. Check if you're eligible.
Trading Allowance
Earn up to £1,000 from a side hustle tax-free without declaring it to HMRC.
Rent-a-Room Relief
Rent out a furnished room in your home and earn up to £7,500 tax-free.
Professional Subscriptions
Claim tax relief on professional body fees required for your job.
Family & Wealth
Tax-efficient moves for parents and savers.
High Income Child Benefit
Understanding the HICBC trap and how to legally mitigate it using pension contributions.
Junior ISA vs Bare Trust
The best ways to save for your children or grandchildren tax-efficiently.
Bed & Spouse Strategy
How to use your spouse's allowance to reset Capital Gains Tax on investments.
Tax-Free Childcare
For every £8 you pay, the government adds £2. Up to £2,000 per child per year.
High Earner Strategy
For £100k+ earners and directors.
Escaping the 60% Trap
A real-world example of how to avoid the 60% effective tax rate on income over £100k.
Salary Sacrifice Guide
Exchange salary for pension, EVs, or other benefits and save tax and NI.
Relevant Life Policies
How company directors can pay for life insurance tax-efficiently through their business.
Watch out for tax traps
Income thresholds at £60k, £100k, and £125k create overlapping traps that can cost thousands. Model them together: